Effective Date: January 2, 2026
Welcome to Retracker.io. These Terms of Service ("Terms") govern your use of our expense tracking application. By accessing or using Retracker.io, you agree to be bound by these Terms.
1. Acceptance of Terms
By creating an account or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our application.
2. Description of Service
Retracker.io provides an AI-powered expense tracking platform that allows users to scan receipts, manually enter expenses, organize financial data, and generate analytics and reports. The service is provided "as is" and "as available."
3. User Accounts
Account Creation: You must provide accurate and complete information when creating an account. You are responsible for maintaining the confidentiality of your account credentials.
Account Security: You are responsible for all activities that occur under your account. Notify us immediately of any unauthorized access or security breaches.
Account Termination: We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent or abusive behavior.
4. User Responsibilities
You agree to:
- Use the service only for lawful purposes
- Provide accurate expense information and receipt data
- Not upload malicious content or attempt to compromise the security of our systems
- Not share your account with others
- Not reverse engineer, decompile, or attempt to extract the source code of our application
- Comply with all applicable laws and regulations
5. Intellectual Property
All content, features, and functionality of Retracker.io, including but not limited to text, graphics, logos, software, and AI algorithms, are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the application for personal or business expense tracking purposes.
6. User Content
You retain ownership of the expense data and receipt images you upload to Retracker.io. By uploading content, you grant us a license to process, store, and display that content solely for the purpose of providing our services to you. We will not use your content for any other purpose without your consent.
7. AI Processing and Accuracy
Our AI-powered receipt scanning feature uses machine learning algorithms to extract expense data from images. While we strive for accuracy, we do not guarantee that the extracted information will be 100% correct. Users are responsible for reviewing and verifying all extracted data before saving expenses.
8. Disclaimer of Warranties
Retracker.io is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the service will be uninterrupted, error-free, or secure. We are not responsible for any financial decisions you make based on data or insights provided by our application.
9. Limitation of Liability
To the maximum extent permitted by law, Retracker.io and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of or inability to use the service.
10. Indemnification
You agree to indemnify, defend, and hold harmless Retracker.io and its affiliates from any claims, damages, losses, liabilities, and expenses arising from your use of the service, violation of these Terms, or infringement of any third-party rights.
11. Modifications to Terms
We reserve the right to modify these Terms at any time. We will notify users of significant changes by posting the updated Terms on our website and updating the "Effective Date." Your continued use of the service after changes constitutes acceptance of the modified Terms.
12. Termination
You may terminate your account at any time by contacting us. We may terminate or suspend your access to the service immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use the service will cease, and we may delete your account data after a reasonable period.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Retracker.io operates, without regard to its conflict of law provisions.
14. Contact Information
If you have any questions about these Terms of Service, please contact us at:
Email: support@retracker.io
Website: retracker.io
By using Retracker.io, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.